Refinance Closings

The interest rate on your mortgage is tied directly to how much you pay on your mortgage each month. A lower rate usually means lower payments. You may be able to get a lower rate because of changes in the market conditions or because your credit score has improved. A lower interest rate also may allow you to build equity in your home more quickly.

What Does the Closing Involve?

You probably remember your closing experience from when you purchased your home. It involved signing your loan documents, having the seller sign documents relating to your title, and was attended by real estate agents, the sellers, yourself and perhaps your loan officer. A closing for a loan refinance simply involves the execution of your new loan documents and will likely be attended by only the attorney, yourself and your loan officer. 

 

 

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